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Crypto-Backed Redotpay Credit, Spend Without Selling

Unlock your Credit Power Spend Smarter
Without Selling

Use your crypto as collateral to access real-world purchasing power—instantly and in one app.

Try Credit Now
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Caractéristiques principales

Why use Credit?

  • Spend without selling — keep your long-term positions while unlocking liquidity for everyday needs.
  • Crypto-backed, app-first — pledge supported coins to open a Credit Account and access funds quickly.
  • Portfolio-friendly — tap liquidity without disrupting your broader crypto strategy.
50
M+

Heureux
Utilisateurs

Comment ça marche

Pledge collateral

Top up supported crypto and open your Credit Account.

Unlock Credit

Receive purchasing power tied to your collateral.

Use it in the Real World

Spend from your credit line for daily needs (subject to app features/region)
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Subscribe now with RedotPay

Built-in Risk Tools

Your Credit Account tracks market shifts and alerts you so you can react and help minimize liquidation risk. Set notifications and keep a buffer

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Fees, limits & good-to-know

  • Rates, LTV, limits, and supported corridors vary by region/tier—confirm in-app before you draw.
  • Keep an eye on collateral value during volatility; top up or repay early to stay safe.
Pro tip: photo

Pro tip:

If you’re frequently drawing and repaying, batch actions to reduce frictional costs.

Spending interest free now and get 1% Cashback

Fixed Daily Interest: 0.05%

Simple and transparent calculation, The 0.05% daily interet rate equates to an Annual Percentage Rate (APR) of approximately 18.25%

Deposit Crypto to Unlock Liquidity

Use your Crypto assests as collateral

Flexible Repayment Schedule

Repay at your convenience

Instant Spending Approval

Pay by default with your credit balance

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FAQ

What is a Credit Account?
An account that lets you unlock spending power by pledging supported crypto as collateral.
Access liquidity in real time while keeping your crypto exposure intact.

You can currently use BTC, ETH, USDT, USDC, SOL, TON, TRX, XRP, BNB and S to get credit.

The system monitors market moves and sends alerts so you can protect your collateral and reduce liquidation risk
Yes—loans must be repaid; avoid intermediaries. The site displays a Money Lender’s Licence number and hotline details (see official page).
What's next?

Ready to Spend
Without
Selling?

Pledge supported digital assets as collateral to access a credit line—useful for short-term liquidity while keeping your long-term positions.
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