{"id":5291,"date":"2025-11-04T11:42:27","date_gmt":"2025-11-04T11:42:27","guid":{"rendered":"https:\/\/www.redotpay.one\/?p=5291"},"modified":"2025-11-16T08:43:07","modified_gmt":"2025-11-16T08:43:07","slug":"%ea%b3%a0%ea%b0%9d-%ec%9e%90%ec%82%b0-%eb%b6%84%eb%a6%ac","status":"publish","type":"post","link":"https:\/\/www.redotpay.one\/ko\/%ea%b3%a0%ea%b0%9d-%ec%9e%90%ec%82%b0-%eb%b6%84%eb%a6%ac\/","title":{"rendered":"\uace0\uac1d \uc790\uc0b0 \ubd84\ub9ac"},"content":{"rendered":"<h2 class=\"wp-block-heading\">\uace0\uac1d \uc790\uc0b0 \ubd84\ub9ac\uc758 \uc911\uc694\uc131: \ud22c\uc790\uc790 \uc790\uae08\uc744 \ubcf4\ud638\ud558\ub294 \ubc29\ubc95<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.iosco.org\/library\/pubdocs\/pdf\/IOSCOPD671.pdf\" target=\"_blank\" rel=\"noopener\">\uace0\uac1d \uc790\uc0b0 \ubd84\ub9ac<\/a> \uace0\uac1d \uc790\uae08\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4 <strong>\ubd84\ub9ac\ub41c<\/strong> \ud68c\uc0ac \uc790\uccb4 \uc790\uae08\uc5d0\uc11c \ubd84\ub9ac\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubd84\ub9ac\ub294 \uc2a4\ud2b8\ub808\uc2a4 \uc0c1\ud669\uc5d0\uc11c \ud22c\uc790\uc790\ub97c \ubcf4\ud638\ud558\uace0 \ud22c\uba85\uc131\uacfc \uc720\ub3d9\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uba70, <a href=\"https:\/\/www.mas.gov.sg\/regulation\" target=\"_blank\" rel=\"noopener\">\uaddc\uc815 \uc900\uc218<\/a>RedotPay\ub294 \uaddc\uc81c\ub41c \ubcf4\uad00, \ubcf4\ud5d8 \uc801\uc6a9, \ud558\ub4dc\uc6e8\uc5b4 \uc218\uc900\uc758 \ud0a4 \ubcf4\uc548\uc744 \ud1b5\ud574 \uc774\ub7ec\ud55c \ud45c\uc900\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/client-asset-segregation.webp\" alt=\"\uace0\uac1d \uc790\uc0b0 \ubd84\ub9ac\" class=\"wp-image-5292\" srcset=\"https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/client-asset-segregation.webp 500w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/client-asset-segregation-300x300.webp 300w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/client-asset-segregation-150x150.webp 150w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/client-asset-segregation-12x12.webp 12w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\uace0\uac1d \uc790\uc0b0 \ubd84\ub9ac\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\uace0\uac1d \uc790\uc0b0 \ubd84\ub9ac<\/strong> \uc0ac\uc6a9\uc790 \uc790\uae08\uc744 \uacc4\uc815\uc5d0 \ubcf4\uad00\ud558\ub294 \uad00\ud589\uc785\ub2c8\ub2e4. <strong>\ub9c1\ud39c\uc2a4<\/strong> \ud68c\uc0ac\uc758 \uc6b4\uc601 \ubc0f \ub3c5\uc810 \uc790\uc0b0\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc190\uc2e4\uc785\ub2c8\ub2e4. \uc27d\uac8c \ub9d0\ud574, \uadc0\ud558\uc758 \uc790\uae08\uc740 \ud68c\uc0ac \uc790\uae08\uacfc \uc11e\uc774\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774 \uac04\ub2e8\ud55c \uaddc\uce59\uc740 \uae08\uc735 \uc2dc\uc2a4\ud15c \uc804\ubc18\uc758 \ud22c\uc790\uc790 \ubcf4\ud638\uc640 \uc2e0\ub8b0\ub97c \uac15\ud654\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ubd84\ub9ac\uac00 \uc911\uc694\ud55c \uc774\uc720<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1) \uc704\ud5d8 \uc644\ud654<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ubc29\uc9c0\ud569\ub2c8\ub2e4 <strong>\uc11e\uc784<\/strong> \uc624\uc6a9\uc774\ub098 \ubd84\uc2e4\uc758 \uac00\ub2a5\uc131\uc744 \ub0ae\ucdb0\uc90d\ub2c8\ub2e4.<\/li>\n\n\n\n<li><a href=\"https:\/\/handbook.fca.org.uk\/handbook\/CASS\/\" target=\"_blank\" rel=\"noopener\">\uc758 \uacbd\uc6b0 <strong>\ubd80\uc2e4 \ub610\ub294 \ud30c\uc0b0<\/strong><\/a>\ubd84\ub9ac\ub41c \uc790\uc0b0\uc740 \uc2dd\ubcc4\uc774 \uc27d\uace0 \uace0\uac1d\uc5d0\uac8c \ubc18\ud658\ud558\uae30\ub3c4 \uc27d\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2) \uc911\uc694\ud55c \uc21c\uac04\uc5d0 \uc720\ub3d9\uc131\uc744 \ud655\ubcf4\ud558\uc138\uc694<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.handbook.fca.org.uk\/handbook\/CASS\/7.15.html\" target=\"_blank\" rel=\"noopener\">\ub9c1\ud39c\uc2a4 \uacc4\uc815<\/a> \ub354 \ube68\ub9ac \ub9cc\ub4e4\ub2e4 <strong>\uace0\uac1d\uc5d0\uac8c \uc790\uae08\uc744 \ub3cc\ub824\uc8fc\ub2e4<\/strong> \uc2dc\uc7a5 \uc2a4\ud2b8\ub808\uc2a4\ub098 \uc6b4\uc601 \uc0ac\uace0 \ubc1c\uc0dd \uc2dc.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3) \ud22c\uba85\uc131 \ubc0f \ucc45\uc784\uc131<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub204\uad6c\uc758 \uc18c\uc720\uc778\uc9c0 \uba85\ud655\ud558\uac8c \uae30\ub85d\ud558\uba74 \uc704\ud5d8\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4. <strong>\ubb34\ub2e8 \uc0ac\uc6a9<\/strong>.<\/li>\n\n\n\n<li>\uac10\uc0ac \uac00\ub2a5\uc131\uc744 \uac1c\uc120\ud558\uace0 \uc0ac\uc6a9\uc790\uc758 \uc2e0\ub8b0\ub97c \uac15\ud654\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\uaddc\uc81c \uc870\uc815 \ubc0f \uc2dc\uc7a5 \ubb34\uacb0\uc131<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub9ce\uc740 \uad00\ud560\uad8c <strong>\ud544\uc694\ud558\ub2e4<\/strong> \uae08\uc735 \ubc94\uc8c4\uc5d0 \ub9de\uc11c\uace0 \uc18c\ube44\uc790\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uace0\uac1d \uc790\uc0b0\uc744 \ubd84\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uac15\ub825\ud55c \ubd84\ub9ac, \uc870\uc815 \ubc0f \uc81c3\uc790 \uac10\ub3c5\uc740 \ud575\uc2ec \uc2e0\ud638\uc785\ub2c8\ub2e4. <strong>\uc120\uc758\uc758 \uac70\ubc84\ub10c\uc2a4<\/strong> \uadf8\ub9ac\uace0 <strong>\uc704\ud5d8 \uad00\ub9ac<\/strong>.<\/li>\n\n\n\n<li>\uc774\uac83\uc744 \uc62c\ubc14\ub974\uac8c \uc218\ud589\ud558\ub294 \uae30\uad00\uc740 \ub354 \uac15\ub825\ud55c \uc218\uc775\uc744 \uc5bb\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. <strong>\ud3c9\ud310<\/strong>\u2014\uadf8\ub9ac\uace0 \ub354\uc6b1 \uc624\ub798 \uc9c0\uc18d\ub418\ub294 \uace0\uac1d \uad00\uacc4.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">RedotPay\uc758 \uc548\uc804\ud55c \ubcf4\uad00 \uc811\uadfc \ubc29\uc2dd<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\uace0\uac1d \uc790\uc0b0\uc758 \ubd84\ub9ac \ubc0f \ubcf4\ud638\ub97c \uac15\ud654\ud558\uae30 \uc704\ud574 <strong>RedotPay, Cactus\uc640 \ud30c\ud2b8\ub108\uc2ed \uccb4\uacb0<\/strong>, \uc544 <strong><a href=\"https:\/\/www.cr.gov.hk\/en\/tcsp\/\" target=\"_blank\" rel=\"noopener\">\ud64d\ucf69\uc758 \ud5c8\uac00\ubc1b\uc740 \uc2e0\ud0c1 \ud68c\uc0ac<\/a><\/strong>\uaddc\uc81c\ub41c \ubcf4\uad00 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ubcf4\ud5d8:<\/strong> \ubcf4\uad00\ub41c \uc790\uc0b0\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc774\uc810\uc744 \uc5bb\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.ia.org.hk\/en\/index.html\" target=\"_blank\" rel=\"noopener\"><strong>\ucd5c\ub300 5000\ub9cc \ub2ec\ub7ec\uc758 \ubcf4\ud5d8 \uc801\uc6a9<\/strong> (Cactus\uc5d0\uc11c \uc81c\uacf5)<\/a>.<\/li>\n\n\n\n<li><strong>HSM \ud0a4 \ubcf4\ud638:<\/strong> \ubaa8\ub4e0 \uac1c\uc778 \ud0a4\ub294 \ubcf4\uc548\ub429\ub2c8\ub2e4. <strong>\ud558\ub4dc\uc6e8\uc5b4 \ubcf4\uc548 \ubaa8\ub4c8(HSM)<\/strong> \ub9cc\ub098\ub294 <a href=\"https:\/\/csrc.nist.gov\/publications\/detail\/fips\/140\/3\/final\" target=\"_blank\" rel=\"noopener\"><strong>FIPS 140-2 \ub808\ubca8 3<\/strong> \ud45c\uc900<\/a>.<\/li>\n\n\n\n<li><strong>\uc6b4\uc601 \ubd84\ub9ac:<\/strong> \uc9c0\uac11 \uc778\ud504\ub77c\uc640 \uce74\ub4dc\/\uacb0\uc81c \uae30\ub2a5\uc740 \uce74\ub4dc \uc6b4\uc601\uc5d0 \ubb38\uc81c\uac00 \uc5c6\ub3c4\ub85d \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <strong>\uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\ub294\ub2e4<\/strong> \uc0ac\uc6a9\uc790\uc758 \uae30\ubcf8 \uc9c0\uac11 \uc790\uc0b0.<\/li>\n\n\n\n<li><strong>\uc81c\uc5b4 \ubc0f \ubaa8\ub2c8\ud130\ub9c1:<\/strong> <a href=\"https:\/\/www.aicpa-cima.com\/resources\/article\/overview-of-soc-for-service-organizations\" target=\"_blank\" rel=\"noopener\">\uc9c4\ud589 \uc911\uc778 \ud654\ud574<\/a>, \uc561\uc138\uc2a4 \uc81c\uc5b4 \ubc0f \ubaa8\ub2c8\ud130\ub9c1\uc740 \uc790\uc0b0\uc774 \uc720\uc9c0\ub418\ub3c4\ub85d \ubcf4\uc7a5\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. <strong>\uc801\uc808\ud558\uac8c \ubd84\ub9ac\ub428<\/strong> \uadf8\ub9ac\uace0 \uc124\uba85\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\uc11c\ube44\uc2a4 \uc774\uc6a9 \uac00\ub2a5 \uc5ec\ubd80\uc640 \uad6c\uccb4\uc801\uc778 \ubcf4\ud638 \uc870\uce58\ub294 \uad00\ud560\uad8c \ubc0f \uc778\uc99d \ub2e8\uacc4\uc5d0 \ub530\ub77c \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud56d\uc0c1 \uc571 \ub0b4 \uc57d\uad00\uacfc \uacf5\uc2dd \uacf5\uc9c0\ub97c \ud655\uc778\ud558\uc138\uc694.<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud22c\uc790\uc790\ub97c \uc704\ud55c \uc2e4\uc6a9\uc801\uc778 \uc815\ubcf4<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc120\ud638\ud558\ub294 \ud50c\ub7ab\ud3fc <strong>\ubd84\ub9ac\ud558\ub2e4<\/strong> \ud074\ub77c\uc774\uc5b8\ud2b8 \uc790\uc0b0 <strong>\ub3c5\ub9bd\uc801\uc778, <\/strong><a href=\"https:\/\/www.wolfsberg-principles.com\/guidance\" target=\"_blank\" rel=\"noopener\"><strong>\uaddc\uc81c\ub428<\/strong> \uad00\ub9ac\uc778<\/a>.<\/li>\n\n\n\n<li>\ucc3e\uc544\ubcf4\ub2e4 <strong>\ubcf4\ud5d8<\/strong> \uadf8\ub9ac\uace0 <strong>HSM \ub4f1\uae09 \ud0a4 \uad00\ub9ac<\/strong> \ubcf4\ud638 \uacc4\uce35\uc744 \ucd94\uac00\ud55c \uac83\ucc98\ub7fc.<\/li>\n\n\n\n<li>\uac10\uc0ac, \uc870\uc815 \ubc0f \ud22c\uba85\uc131 \ubcf4\uace0\uc11c\uac00 \uc9c4\ud589 \uc911\uc778 \uc791\uc5c5\uc758 \uc77c\ubd80\uc778\uc9c0 \ud655\uc778\ud558\uc2ed\uc2dc\uc624. <strong>\uc81c\uc5b4 \ud504\ub808\uc784\uc6cc\ud06c<\/strong>.<\/li>\n\n\n\n<li>\uc9c0\ubd88 \uce74\ub4dc \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ubcf4\uad00\uc774 \uc5b4\ub5bb\uac8c \uad6c\uc131\ub418\uc5b4 \uc788\ub294\uc9c0 \uc774\ud574\ud558\uc2ed\uc2dc\uc624. <strong>\uc81c\ud55c\ud558\uc9c0 \ub9c8\uc2ed\uc2dc\uc624<\/strong> \uc9c0\uac11 \uc811\uadfc \ub610\ub294 \ucd9c\uae08.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ubd84\ub9ac \uc815\ucc45\uc774 \uc704\ud5d8\uc774 \uc804\ud600 \uc5c6\ub2e4\ub294 \uac83\uc744 \ubcf4\uc7a5\ud569\ub2c8\uae4c?<\/strong><br>\uc704\ud5d8 \uc5c6\ub294 \uc2dc\uc2a4\ud15c\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubd84\ub9ac + \uaddc\uc81c\ub41c \ubcf4\uad00 + \ubcf4\ud5d8 + HSM \ubcf4\uc548 <strong>\uc2e4\uc9c8\uc801\uc73c\ub85c \uac10\uc18c\ud558\ub2e4<\/strong> \ubd80\uc815\uc801\uc778 \uc2dc\ub098\ub9ac\uc624.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ubcf4\ud5d8\uc740 \uc5b4\ub5bb\uac8c \uc801\uc6a9\ub418\ub098\uc694?<\/strong><br>\ubcf4\uc7a5 \uc870\uac74\uc740 \ubcf4\uad00\uc778 \ubc0f \uc815\ucc45\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \ud55c\ub3c4(\uc608: \ucd5c\ub300) <strong>5\ucc9c\ub9cc \ub2ec\ub7ec<\/strong>) \ubc0f \uc870\uac74\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \ud56d\uc0c1 \uacf5\uc2dd \ubb38\uc11c\ub97c \ud655\uc778\ud558\uc138\uc694.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>HSM\uc774 \uc911\uc694\ud55c \uc774\uc720\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/strong><br>HSM(FIPS 140-2 \ub808\ubca8 3) \ucd94\uac00 <strong>\ubcc0\uc870 \ubc29\uc9c0<\/strong> \uac1c\uc778 \ud0a4\uc5d0 \ub300\ud55c \ubcf4\ud638 \uae30\ub2a5\uc744 \uac15\ud654\ud558\uc5ec \ud0a4 \ub3c4\ub09c\uc774\ub098 \uc624\uc6a9\uc5d0 \ub300\ud55c \uae30\uc900\uc744 \ud06c\uac8c \ub192\uc600\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>The Importance of Client Asset Segregation: How It Safeguards Investor Funds Client asset segregation keeps customer funds separate from a company\u2019s own money. This separation protects investors in stress events, improves transparency and liquidity, and is a cornerstone of regulatory compliance. RedotPay reinforces this standard through regulated custody, insurance coverage, and hardware-level key security. What [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5292,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[94,65,87,96,74,85,95,93,51,69,97],"class_list":["post-5291","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","tag-client-asset-segregation","tag-compliance","tag-custody","tag-fips-140-2","tag-hong-kong-2","tag-hsm","tag-insurance","tag-investor-protection","tag-redotpay","tag-risk-management","tag-trust-company"],"_links":{"self":[{"href":"https:\/\/www.redotpay.one\/ko\/wp-json\/wp\/v2\/posts\/5291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redotpay.one\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.redotpay.one\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/ko\/wp-json\/wp\/v2\/comments?post=5291"}],"version-history":[{"count":0,"href":"https:\/\/www.redotpay.one\/ko\/wp-json\/wp\/v2\/posts\/5291\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/ko\/wp-json\/wp\/v2\/media\/5292"}],"wp:attachment":[{"href":"https:\/\/www.redotpay.one\/ko\/wp-json\/wp\/v2\/media?parent=5291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.redotpay.one\/ko\/wp-json\/wp\/v2\/categories?post=5291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.redotpay.one\/ko\/wp-json\/wp\/v2\/tags?post=5291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}