{"id":5275,"date":"2025-10-31T09:15:01","date_gmt":"2025-10-31T09:15:01","guid":{"rendered":"https:\/\/www.redotpay.one\/?p=5275"},"modified":"2025-11-16T08:13:07","modified_gmt":"2025-11-16T08:13:07","slug":"kyc-101-%e5%9f%ba%e7%a1%80%e7%9f%a5%e8%af%86","status":"publish","type":"post","link":"https:\/\/www.redotpay.one\/zh\/kyc-101-%e5%9f%ba%e7%a1%80%e7%9f%a5%e8%af%86\/","title":{"rendered":"KYC 101 \u57fa\u7840\u77e5\u8bc6"},"content":{"rendered":"<h2 class=\"wp-block-heading\">KYC\u5165\u95e8\uff1a\u5b83\u662f\u4ec0\u4e48\uff0c\u4e3a\u4ec0\u4e48\u91cd\u8981\uff0c\u4ee5\u53caRedotPay\u5982\u4f55\u4f7f\u7528\u5b83<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.fatf-gafi.org\/en\/publications\/Fatfrecommendations\/RBA-MLTF-assessment.html\" target=\"_blank\" rel=\"noopener\">\u4e86\u89e3\u4f60\u7684\u5ba2\u6237 (KYC)<\/a><\/strong> \u662f\u5b89\u5168\u5408\u89c4\u91d1\u878d\u7684\u57fa\u7840\u3002\u5b83\u80fd\u9a8c\u8bc1\u5ba2\u6237\u8eab\u4efd\uff0c\u5e2e\u52a9\u4f01\u4e1a\u9632\u8303\u6b3a\u8bc8\u3001\u6d17\u94b1\u548c\u5176\u4ed6\u975e\u6cd5\u6d3b\u52a8\u3002\u5728 RedotPay\uff0c <a href=\"https:\/\/www.redotpay.one\/zh\/%e4%b8%80%e8%88%ac%e7%9a%84\/kyc-101-%e5%9f%ba%e7%a1%80%e7%9f%a5%e8%af%86\/\">\u4e86\u89e3\u4f60\u7684\u5ba2\u6237<\/a> \u5df2\u5c06\u5176\u5185\u7f6e\u4e8e\u7528\u6237\u6ce8\u518c\u6d41\u7a0b\u4e2d\uff0c\u4f5c\u4e3a\u6bcf\u4e2a\u7528\u6237\u7684\u5b89\u5168\u548c\u4fe1\u4efb\u5c42\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/kyc-101-basics.webp\" alt=\"\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\" class=\"wp-image-5276\" srcset=\"https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/kyc-101-basics.webp 500w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/kyc-101-basics-300x300.webp 300w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/kyc-101-basics-150x150.webp 150w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/kyc-101-basics-12x12.webp 12w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662fKYC\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">KYC\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\u662f\u91d1\u878d\u670d\u52a1\u673a\u6784\u7528\u6765\u6838\u67e5\u5ba2\u6237\u7684\u4e00\u7cfb\u5217\u6d41\u7a0b\u3002 <strong>\u786e\u8ba4\u5ba2\u6237\u8eab\u4efd<\/strong> \u548c <strong>\u4e86\u89e3\u98ce\u9669<\/strong> \u5728\u63d0\u4f9b\u4ea7\u54c1\u8bbf\u95ee\u6743\u9650\u4e4b\u524d\uff0c\u5178\u578b\u7684\u6570\u636e\u70b9\u5305\u62ec\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6cd5\u5b9a\u5168\u540d\u53ca\u51fa\u751f\u65e5\u671f<\/strong><\/li>\n\n\n\n<li><strong>\u653f\u5e9c\u9881\u53d1\u8eab\u4efd\u8bc1<\/strong> \uff08\u62a4\u7167\u3001\u8eab\u4efd\u8bc1\u6216\u9a7e\u9a76\u6267\u7167\uff09<\/li>\n\n\n\n<li><a href=\"https:\/\/pages.nist.gov\/800-63-3\/\" target=\"_blank\" rel=\"noopener\"><strong>\u81ea\u62cd\/\u751f\u7269\u7279\u5f81\u5339\u914d<\/strong> \uff08\u7528\u4e8e\u7535\u5b50\u8eab\u4efd\u9a8c\u8bc1\uff09<\/a><\/li>\n\n\n\n<li><strong>\u5730\u5740\u8be6\u60c5<\/strong> \uff08\u4ee5\u53ca\u5fc5\u8981\u65f6\u7684\u8bc1\u660e\u6587\u4ef6\uff09<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u636e\u60a8\u7684\u4f7f\u7528\u60c5\u51b5\u548c\u6240\u5728\u5730\u533a\uff0cRedotPay \u53ef\u80fd\u4f1a\u8981\u6c42\u60a8\u63d0\u4f9b\u5176\u4ed6\u4fe1\u606f\uff0c\u4ee5\u6ee1\u8db3\u5f53\u5730\u6cd5\u89c4\u5e76\u52a0\u5f3a\u5e10\u6237\u5b89\u5168\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48KYC\u5f88\u91cd\u8981\uff08\u4e00\u89c8\uff09<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/www.fincen.gov\/virtual-currency\" target=\"_blank\" rel=\"noopener\">\u76d1\u7ba1\u5408\u89c4\u6027<\/a>:<\/strong> \u7b26\u5408\u65e8\u5728\u6253\u51fb\u91d1\u878d\u72af\u7f6a\u7684\u6cd5\u5f8b\u8981\u6c42\u3002<\/li>\n\n\n\n<li><strong>\u53cd\u6d17\u94b1\uff08AML\uff09\u548c\u53cd\u6050\u878d\u8d44\uff08CTF\uff09\uff1a<\/strong> \u68c0\u6d4b\u53ef\u7591\u6d3b\u52a8\u5e76\u963b\u6b62\u975e\u6cd5\u4f7f\u7528\u3002<\/li>\n\n\n\n<li><strong>\u9632\u8303\u6b3a\u8bc8\uff1a<\/strong> <a href=\"https:\/\/www.cisa.gov\/identity-and-access-management\" target=\"_blank\" rel=\"noopener\">\u51cf\u5c11\u8eab\u4efd\u76d7\u7a83\u548c\u8d26\u6237\u76d7\u7528<\/a> \u901a\u8fc7\u5df2\u9a8c\u8bc1\u7684\u8bbf\u95ee\u6743\u9650\u3002<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.wolfsberg-principles.com\/guidance\" target=\"_blank\" rel=\"noopener\">\u98ce\u9669\u8bc4\u4f30<\/a>:<\/strong> \u5b9e\u73b0\u66f4\u667a\u80fd\u7684\u9650\u5236\u3001\u76d1\u63a7\u548c\u5347\u7ea7\u8def\u5f84\u3002<\/li>\n\n\n\n<li><strong>\u5e73\u53f0\u5b8c\u6574\u6027\uff1a<\/strong> \u4fdd\u62a4 RedotPay \u7684\u751f\u6001\u7cfb\u7edf\u53ca\u5176\u7528\u6237\uff0c\u5efa\u7acb\u957f\u671f\u4fe1\u4efb\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">RedotPay \u5982\u4f55\u8fdb\u884c KYC \u9a8c\u8bc1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">RedotPay \u4f7f\u7528\u7cbe\u7b80\u7684 <strong><a href=\"https:\/\/fidoalliance.org\/passkeys\/\" target=\"_blank\" rel=\"noopener\">\u7535\u5b50KYC\uff08eKYC\uff09<\/a><\/strong> \u6d41\u7a0b\u2014\u2014\u7531\u4fe1\u8a89\u826f\u597d\u7684\u7b2c\u4e09\u65b9\u63d0\u4f9b\u5546\u63d0\u4f9b\u652f\u6301\uff08\u4f8b\u5982\uff0c <strong>\u548c<\/strong>\uff09\u2014\u6838\u5b9e\u6587\u4ef6\u5e76\u6267\u884c <a href=\"https:\/\/www.fatf-gafi.org\/en\/publications\/Fatfrecommendations\/Guidance-RBA-virtual-assets-vasps.html\" target=\"_blank\" rel=\"noopener\">\u5236\u88c1\/PEP\u7b5b\u67e5<\/a> \u5728\u5fc5\u8981\u65f6\uff0c\u8be5\u6d41\u7a0b\u65e8\u5728\u4e3a\u5408\u6cd5\u7528\u6237\u63d0\u4f9b\u5feb\u901f\u4fbf\u6377\u7684\u670d\u52a1\uff0c\u540c\u65f6\u4fdd\u6301\u4e25\u683c\u7684\u63a7\u5236\u63aa\u65bd\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u7b14\u8bb0\uff1a <a href=\"https:\/\/commission.europa.eu\/law\/law-topic\/data-protection\/data-protection-explained_en\" target=\"_blank\" rel=\"noopener\">\u6536\u96c6\u4e2a\u4eba\u6570\u636e<\/a> \u6839\u636e\u9002\u7528\u6cd5\u89c4\u8fdb\u884c\u8eab\u4efd\u9a8c\u8bc1\u3002\u5177\u4f53\u8981\u6c42\u53ef\u80fd\u56e0\u56fd\u5bb6\u548c\u4ea7\u54c1\u800c\u5f02\u3002<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4f60\u9700\u8981\u51c6\u5907\u4ec0\u4e48 <\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e00\u4e2a <strong>\u6709\u6548\u7684\u653f\u5e9c\u8eab\u4efd\u8bc1\u4ef6<\/strong> \uff08\u62a4\u7167\u3001\u56fd\u6c11\u8eab\u4efd\u8bc1\u6216\u9a7e\u9a76\u6267\u7167\uff09<\/li>\n\n\n\n<li>\u4e00\u4e2a <strong>\u6e05\u6670\u7684\u81ea\u62cd<\/strong> \u7528\u4e8e\u751f\u7269\u7279\u5f81\u5339\u914d<\/li>\n\n\n\n<li><strong>\u5730\u5740\u4fe1\u606f<\/strong> \uff08\u5982\u9700\u63d0\u4f9b\u5730\u5740\u8bc1\u660e\uff0c\u8bf7\u4e00\u5e76\u63d0\u4ea4\uff09<\/li>\n\n\n\n<li>\u51e0\u5206\u949f\u540e <a href=\"https:\/\/www.iso.org\/standard\/67381.html\" target=\"_blank\" rel=\"noopener\"><strong>\u5149\u7ebf\u5145\u8db3<\/strong> \u73af\u5883<\/a> \u5b8c\u6210\u6355\u83b7<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5730\u533a\u5dee\u5f02\u53ca\u4f9b\u5e94\u60c5\u51b5<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8bbf\u95ee\u7279\u5b9a\u529f\u80fd\uff08\u4f8b\u5982\uff0c\u94f6\u884c\u5361\u3001\u63d0\u6b3e\uff09\u53ef\u80fd\u53d6\u51b3\u4e8e\u60a8\u7684 <strong>\u7ba1\u8f96\u6743<\/strong> \u548c <strong>\u9a8c\u8bc1\u5c42<\/strong>\u5728\u5145\u503c\u6216\u7533\u8bf7\u65b0\u529f\u80fd\u4e4b\u524d\uff0c\u8bf7\u52a1\u5fc5\u67e5\u770b\u5e94\u7528\u5185\u901a\u77e5\u548c\u5b98\u65b9\u6761\u6b3e\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u89c1\u95ee\u9898\u89e3\u7b54<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>KYC\uff08\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\uff09\u662f\u5f3a\u5236\u6027\u7684\u5417\uff1f<\/strong><br>\u662f\u7684\u2014\u2014\u9700\u8981\u8fdb\u884c KYC \u9a8c\u8bc1\u624d\u80fd\u89e3\u9501 RedotPay \u7684\u5927\u591a\u6570\u529f\u80fd\u5e76\u9075\u5b88\u76f8\u5173\u89c4\u5b9a\u3002 <a href=\"https:\/\/www.fatf-gafi.org\/en\/publications\/Fatfrecommendations\/Guidance-RBA-virtual-assets-vasps.html\" target=\"_blank\" rel=\"noopener\">\u53cd\u6d17\u94b1\/\u53cd\u6050\u878d\u8d44\u89c4\u5219<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4f60\u4e3a\u4ec0\u4e48\u9700\u8981\u6211\u7684\u4e2a\u4eba\u4fe1\u606f\uff1f<\/strong><br>\u8eab\u4efd\u6570\u636e\u6709\u52a9\u4e8e\u9a8c\u8bc1\u60a8\u662f\u5408\u6cd5\u7684\u8d26\u6237\u6240\u6709\u8005\uff0c\u5e76\u4fdd\u62a4\u60a8\u548c\u5e73\u53f0\u514d\u53d7\u6b3a\u8bc8\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>KYC\u6d41\u7a0b\u9700\u8981\u591a\u957f\u65f6\u95f4\uff1f<\/strong><br>\u5927\u591a\u6570\u9a8c\u8bc1\u8fc7\u7a0b\u5f88\u5feb\u5c31\u80fd\u5b8c\u6210\u3002\u989d\u5916\u7684\u68c0\u67e5\u6216\u56fe\u50cf\u4e0d\u6e05\u6670\u53ef\u80fd\u9700\u8981\u989d\u5916\u7684\u65f6\u95f4\u6216\u6587\u4ef6\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6211\u7684\u6570\u636e\u5b89\u5168\u5417\uff1f<\/strong><br>RedotPay \u4f7f\u7528\u503c\u5f97\u4fe1\u8d56\u7684\u670d\u52a1\u63d0\u4f9b\u5546\uff0c\u5e76\u9075\u5faa\u5b89\u5168\u6700\u4f73\u5b9e\u8df5\u3002\u6709\u5173\u6570\u636e\u4f7f\u7528\u548c\u4fdd\u7559\u7684\u8be6\u7ec6\u4fe1\u606f\uff0c\u8bf7\u53c2\u9605\u5b98\u65b9\u9690\u79c1\u653f\u7b56\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u8981\u70b9\u603b\u7ed3<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KYC\u4fdd\u62a4 <strong>\u4f60<\/strong> \u4ee5\u53ca <strong>\u5e73\u53f0<\/strong>.<\/li>\n\n\n\n<li>\u8981\u6c42\u53ef\u80fd\u56e0\u4eba\u800c\u5f02 <strong>\u56fd\u5bb6<\/strong> \u548c <strong>\u4ea7\u54c1<\/strong>.<\/li>\n\n\n\n<li>\u5c3d\u65e9\u5b8c\u6210\u7535\u5b50\u8eab\u4efd\u9a8c\u8bc1 (eKYC) \u6709\u52a9\u4e8e\u907f\u514d\u7533\u8bf7\u529f\u80fd\u65f6\u51fa\u73b0\u5ef6\u8bef\u3002<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>KYC 101: What It Is, Why It Matters, and How RedotPay Uses It Know Your Customer (KYC) is the foundation of safe, compliant finance. It verifies who a customer is and helps businesses prevent fraud, money laundering, and other illegal activity. At RedotPay, KYC is built into onboarding as a security and trust layer for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5276,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[71,65,70,66,67,49,51,69,72,68],"class_list":["post-5275","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","tag-aml","tag-compliance","tag-ekyc","tag-financial-crime-prevention","tag-identity-verification","tag-kyc","tag-redotpay","tag-risk-management","tag-security","tag-sumsub"],"_links":{"self":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/posts\/5275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/comments?post=5275"}],"version-history":[{"count":0,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/posts\/5275\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/media\/5276"}],"wp:attachment":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/media?parent=5275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/categories?post=5275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/tags?post=5275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}