{"id":5286,"date":"2025-11-03T10:04:21","date_gmt":"2025-11-03T10:04:21","guid":{"rendered":"https:\/\/www.redotpay.one\/?p=5286"},"modified":"2025-11-16T08:26:25","modified_gmt":"2025-11-16T08:26:25","slug":"%e5%8f%8d%e6%b4%97%e9%92%b1%e7%ad%9b%e6%9f%a5-redotpay","status":"publish","type":"post","link":"https:\/\/www.redotpay.one\/zh\/%e5%8f%8d%e6%b4%97%e9%92%b1%e7%ad%9b%e6%9f%a5-redotpay\/","title":{"rendered":"RedotPay \u7684\u53cd\u6d17\u94b1\u7b5b\u67e5"},"content":{"rendered":"<h1 class=\"wp-block-heading\">RedotPay\u4e2d\u53cd\u6d17\u94b1\u7b5b\u67e5\u7684\u5173\u952e\u4f5c\u7528\uff1a\u4e3a\u4f55\u60a8\u4e0d\u5bb9\u5ffd\u89c6<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">\u53cd\u6d17\u94b1 (AML) \u7b5b\u67e5\u662f\u50cf RedotPay \u8fd9\u6837\u7684\u73b0\u4ee3\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7528\u6237\u6ce8\u518c\u6d41\u7a0b\u4e2d\u4e0d\u53ef\u6216\u7f3a\u7684\u4e00\u90e8\u5206\u3002\u5b83\u53ef\u4ee5\u9a8c\u8bc1\u6ce8\u518c\u7528\u6237\u7684\u8eab\u4efd\uff0c\u53ca\u65e9\u53d1\u73b0\u9ad8\u98ce\u9669\u7528\u6237\uff0c\u5e76\u5e2e\u52a9\u4fdd\u62a4\u5e73\u53f0\u53ca\u5176\u7528\u6237\u514d\u53d7\u6b3a\u8bc8\u3001\u8fdd\u53cd\u5236\u88c1\u548c\u975e\u6cd5\u91d1\u878d\u6d3b\u52a8\u7684\u4fb5\u5bb3\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">AML\u7b5b\u67e5\u7684\u610f\u4e49<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.bis.org\/bcbs\/publ\/d505.htm\" target=\"_blank\" rel=\"noopener\">\u6025\u6027\u9ad3\u7cfb\u767d\u8840\u75c5\u7b5b\u67e5<\/a><\/strong> \u662f\u4e00\u7ec4\u5728\u8fd0\u884c\u671f\u95f4\u8fdb\u884c\u7684\u68c0\u67e5\u3002 <strong>\u5ba2\u6237\u5165\u804c<\/strong> \uff08\u5e76\u5b9a\u671f\u8fdb\u884c\u540e\u7eed\u68c0\u67e5\uff09\u4ee5\u4fbf\u5728\u6f5c\u5728\u7684\u6d17\u94b1\u6216\u6050\u6016\u4e3b\u4e49\u878d\u8d44\u98ce\u9669\u8fdb\u5165\u751f\u6001\u7cfb\u7edf\u4e4b\u524d\u53d1\u73b0\u5b83\u4eec\u3002\u5b83\u8865\u5145\u4e86 KYC\/\u8eab\u4efd\u9a8c\u8bc1\u6d41\u7a0b\uff0c\u5e76\u4e3a\u5408\u89c4\u56e2\u961f\u63d0\u4f9b\u6279\u51c6\u3001\u5ba1\u6838\u6216\u62d2\u7edd\u8d26\u6237\u6240\u9700\u7684\u4fe1\u53f7\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u60a8\u5e94\u8be5\u4e86\u89e3\u7684\u6838\u5fc3\u68c0\u67e5\u9879\u76ee<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b\uff08KYC\uff09\uff1a<\/strong><br>\u786e\u8ba4\u6cd5\u5b9a\u59d3\u540d\u3001\u51fa\u751f\u65e5\u671f\u548c\u653f\u5e9c\u9881\u53d1\u7684\u8eab\u4efd\u8bc1\u4ef6\uff1b\u901a\u5e38\u9700\u8981 <a href=\"https:\/\/pages.nist.gov\/800-63-3\/\" target=\"_blank\" rel=\"noopener\">\u751f\u7269\u7279\u5f81\/\u81ea\u62cd\u5339\u914d<\/a>.<\/li>\n\n\n\n<li><strong>\u5236\u88c1\u4e0e\u89c2\u5bdf\u540d\u5355\uff1a<\/strong><br>\u6bd4\u5bf9\u56fd\u5185\u548c\u56fd\u9645\u540d\u5355\uff0c\u7b5b\u9009\u59d3\u540d\u4ee5\u907f\u514d\u7981\u5fcc\u5173\u7cfb\u3002<\/li>\n\n\n\n<li><strong>PEP \u548c RCA \u7b5b\u67e5\uff1a<\/strong><br>\u68c0\u6d4b <strong>\u653f\u6cbb\u516c\u4f17\u4eba\u7269<\/strong> \u548c <strong>\u4eb2\u5c5e\/\u5bc6\u5207\u8054\u7cfb\u4eba<\/strong> \u53ef\u80fd\u9700\u8981\u989d\u5916\u5ba1\u67e5\u7684\u5bf9\u8c61\u3002<\/li>\n\n\n\n<li><strong>\u8d1f\u9762\u5a92\u4f53\uff1a<\/strong><br>\u4ece\u53ef\u4fe1\u7684\u65b0\u95fb\u6765\u6e90\u4e2d\u67e5\u627e\u6709\u5173\u6b3a\u8bc8\u3001\u8150\u8d25\u6216\u91d1\u878d\u72af\u7f6a\u7684\u6307\u63a7\u3002<\/li>\n\n\n\n<li><strong>\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\uff1a<\/strong><br>\u5bf9\u9ad8\u98ce\u9669\u6848\u4ef6\u8fdb\u884c\u66f4\u6df1\u5165\u7684\u5ba1\u67e5\uff08\u4f8b\u5982\uff0c\u9ad8\u98ce\u9669\u53f8\u6cd5\u7ba1\u8f96\u533a\u3001\u590d\u6742\u7684\u6240\u6709\u6743\u3001\u5f02\u5e38\u6d3b\u52a8\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u7ed3\u679c\uff1aA <a href=\"https:\/\/www.wolfsberg-principles.com\/guidance\" target=\"_blank\" rel=\"noopener\">\u98ce\u9669\u8bc4\u5206<\/a> \u5e76\u6709\u8bb0\u5f55\u7684\u51b3\u7b56\u8fc7\u7a0b\u2014\u2014\u6279\u51c6\u3001\u8981\u6c42\u63d0\u4f9b\u66f4\u591a\u4fe1\u606f\u6216\u62d2\u7edd\u3002<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u53cd\u6d17\u94b1\u7b5b\u67e5\u5bf9 RedotPay \u81f3\u5173\u91cd\u8981 <\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u76d1\u7ba1\u5408\u89c4\u6027\uff1a<\/strong> \u907f\u514d\u7f5a\u6b3e\u3001\u6267\u6cd5\u884c\u52a8\u548c\u8d70\u5eca\u5173\u95ed\u7b49\u5e72\u6270\u7528\u6237\u7684\u884c\u4e3a\u3002<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.frbservices.org\/resources\/educational\/consumer-synthetic-identity-fraud.html\" target=\"_blank\" rel=\"noopener\">\u51cf\u5c11\u6b3a\u8bc8<\/a>:<\/strong> \u4ece\u6e90\u5934\u4e0a\u963b\u6b62\u8d26\u6237\u76d7\u7528\u3001\u6d17\u94b1\u8d26\u6237\u548c\u4f2a\u9020\u8eab\u4efd\u3002<\/li>\n\n\n\n<li><strong>\u5e73\u53f0\u5b8c\u6574\u6027\uff1a<\/strong> \u901a\u8fc7\u4fdd\u62a4\u5546\u6237\u5173\u7cfb\uff0c\u4fdd\u6301\u652f\u4ed8\u6e20\u9053\u7545\u901a\u548c\u94f6\u884c\u5361\u53d7\u7406\u4e1a\u52a1\u7684\u5065\u5eb7\u53d1\u5c55\u3002<\/li>\n\n\n\n<li><strong>\u7528\u6237\u4fdd\u62a4\uff1a<\/strong> \u964d\u4f4e\u5408\u6cd5\u5ba2\u6237\u5377\u5165\u53ef\u7591\u6d3b\u52a8\u6216\u4e8b\u540e\u89c4\u907f\u98ce\u9669\u7684\u53ef\u80fd\u6027\u3002<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/aml-process.webp\" alt=\"\u6025\u6027\u9ad3\u7cfb\u767d\u8840\u75c5\u7b5b\u67e5\" class=\"wp-image-5289\" srcset=\"https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/aml-process.webp 1024w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/aml-process-300x225.webp 300w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/aml-process-768x576.webp 768w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/aml-process-16x12.webp 16w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">RedotPay\u5982\u4f55\u5904\u7406\u53cd\u6d17\u94b1\u95ee\u9898<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u57fa\u4e8e\u98ce\u9669\u7684\u5165\u804c\u6d41\u7a0b\uff1a<\/strong> \u9a8c\u8bc1\u6df1\u5ea6\u968f\u7528\u6237\u4e2a\u4eba\u8d44\u6599\u3001\u5730\u533a\u548c\u9884\u671f\u4ea7\u54c1\u7528\u9014\uff08\u4f8b\u5982\uff0c\u5361\u3001\u652f\u4ed8\uff09\u800c\u53d8\u5316\u3002<\/li>\n\n\n\n<li><strong>\u6301\u7eed\u76d1\u6d4b\uff1a<\/strong> \u5b9a\u671f\u66f4\u65b0\u540d\u5355\u548c\u4ea4\u6613\u6a21\u5f0f\u5ba1\u67e5\uff08KYT\uff09\uff0c\u4ee5\u4fbf\u5728\u7528\u6237\u6ce8\u518c\u540e\u53d1\u73b0\u98ce\u9669\u3002<\/li>\n\n\n\n<li><strong>\u660e\u786e\u7684\u5347\u7ea7\u8def\u5f84\uff1a<\/strong> \u5f53\u51fa\u73b0\u5371\u9669\u4fe1\u53f7\u65f6\uff0c\u6848\u4ef6\u5c06\u8fdb\u5165\u4eba\u5de5\u5ba1\u6838\u9636\u6bb5\uff0c\u5e76\u8bb0\u5f55\u5ba1\u6838\u7ed3\u679c\u3002<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/commission.europa.eu\/law\/law-topic\/data-protection\/data-protection-explained_en\" target=\"_blank\" rel=\"noopener\">\u6570\u636e\u6700\u5c0f\u5316\u4e0e\u5b89\u5168<\/a>:<\/strong> \u6536\u96c6\u6240\u9700\u7269\u54c1\uff0c\u4fdd\u62a4\u7269\u54c1\uff0c\u5e76\u6309\u7167\u9002\u7528\u6cd5\u89c4\u4fdd\u5b58\u7269\u54c1\u3002<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\uff08\u529f\u80fd\u53ef\u7528\u6027\u548c\u9a8c\u8bc1\u7ea7\u522b\u53ef\u80fd\u56e0\u5730\u533a\u800c\u5f02\u3002\u8bf7\u52a1\u5fc5\u67e5\u770b\u5e94\u7528\u5185\u901a\u77e5\u548c\u5b98\u65b9\u6761\u6b3e\u3002\uff09<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u7533\u8bf7\u8005\u5982\u4f55\u624d\u80fd\u66f4\u5feb\u901a\u8fc7\u8003\u8bd5<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8bf7\u4f7f\u7528\u6709\u6548\u7684\u3001\u672a\u8fc7\u671f\u7684\u8eab\u4efd\u8bc1\u4ef6<\/strong> \u5728\u5149\u7ebf\u5145\u8db3\u7684\u5730\u65b9\u62cd\u7167\u3002<\/li>\n\n\n\n<li><strong>\u5339\u914d\u7ec6\u8282\u5b8c\u5168\u4e00\u81f4<\/strong> \uff08\u59d3\u540d\uff0c\u5730\u5740\uff09\u5230\u60a8\u7684\u6587\u4ef6\u4e2d\u3002<\/li>\n\n\n\n<li><strong>\u8bf7\u89e3\u91ca\u60a8\u7684\u4f7f\u7528\u6848\u4f8b<\/strong> \u5982\u679c\u88ab\u95ee\u53ca\uff08\u4f8b\u5982\uff0c\u5237\u5361\u6d88\u8d39\u3001\u4ed8\u6b3e\uff09\u3002<\/li>\n\n\n\n<li><strong>\u5feb\u901f\u54cd\u5e94<\/strong> \u8981\u6c42\u63d0\u4f9b\u8865\u5145\u6587\u4ef6\uff08<a href=\"https:\/\/www.fca.org.uk\/consumers\/protect-yourself-scams\/proving-your-identity\" target=\"_blank\" rel=\"noopener\">\u5730\u5740\u8bc1\u660e<\/a>\u8d44\u91d1\u6765\u6e90\uff09\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u89c1\u95ee\u9898\u89e3\u7b54<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6025\u6027\u9ad3\u7cfb\u767d\u8840\u75c5\u7b5b\u67e5\u662f\u5f3a\u5236\u6027\u7684\u5417\uff1f<\/strong><br>\u662f\u7684\u3002\u8fd9\u662f\u5927\u591a\u6570\u91d1\u878d\u4ea7\u54c1\u7684\u6cd5\u5f8b\u548c\u8fd0\u8425\u8981\u6c42\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u53cd\u6d17\u94b1\u7b5b\u67e5\u4f1a\u5ef6\u8fdf\u6211\u7684\u8d26\u6237\u5f00\u901a\u5417\uff1f<\/strong><br>\u5927\u591a\u6570\u7528\u6237\u90fd\u80fd\u5feb\u901f\u901a\u8fc7\u3002\u9ad8\u98ce\u9669\u60c5\u51b5\u6216\u56fe\u50cf\u4e0d\u6e05\u6670\u7684\u60c5\u51b5\u53ef\u80fd\u4f1a\u5ef6\u957f\u5ba1\u6838\u65f6\u95f4\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5982\u679c\u6211\u88ab\u6807\u8bb0\u4e3a\u653f\u6cbb\u654f\u611f\u4eba\u7269\uff08PEP\uff09\u4f1a\u600e\u4e48\u6837\uff1f<\/strong><br><a href=\"https:\/\/www.fatf-gafi.org\/en\/publications\/Guidance\/politically-exposed-persons-guidance.html\" target=\"_blank\" rel=\"noopener\">PEP\u72b6\u6001<\/a> \u8fd9\u5e76\u975e\u81ea\u52a8\u62d2\u7edd\uff0c\u4f46\u53ef\u80fd\u4f1a\u89e6\u53d1 <strong>\u5c31\u4e1a\u53d1\u5c55\u90e8<\/strong> \u4ee5\u53ca\u66f4\u4e25\u683c\u7684\u9650\u5236\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6211\u7684\u6570\u636e\u5b89\u5168\u5417\uff1f<\/strong><br>\u4fe1\u8a89\u826f\u597d\u7684\u670d\u52a1\u5546\u4f1a\u9075\u5faa\u4e25\u683c\u7684\u5b89\u5168\u548c\u6570\u636e\u4fdd\u7559\u63a7\u5236\u63aa\u65bd\u3002\u8bf7\u67e5\u770b\u5b98\u65b9\u9690\u79c1\u653f\u7b56\u4e86\u89e3\u8be6\u60c5\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5173\u952e\u8981\u70b9<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6025\u6027\u9ad3\u7cfb\u767d\u8840\u75c5\u7b5b\u67e5\u53ef\u8d77\u5230\u4fdd\u62a4\u4f5c\u7528 <strong>\u7528\u6237<\/strong>, <strong>\u5546\u4eba<\/strong>\uff0c \u548c <strong>\u652f\u4ed8\u901a\u9053<\/strong>.<\/li>\n\n\n\n<li>\u9884\u8ba1 <strong>\u4e86\u89e3\u4f60\u7684\u5ba2\u6237 (KYC) + \u5236\u88c1\/\u653f\u6cbb\u516c\u4f17\u4eba\u7269 (PEP)\/\u8d1f\u9762\u5a92\u4f53<\/strong> \u5728\u5165\u804c\u57f9\u8bad\u671f\u95f4\uff0c <strong>\u5c31\u4e1a\u53d1\u5c55\u90e8<\/strong> \u5fc5\u8981\u65f6\u3002<\/li>\n\n\n\n<li>\u73b0\u5728\u5f7b\u5e95\u5b8c\u6210\u68c0\u67e5\u53ef\u4ee5\u907f\u514d\u65e5\u540e\u51fa\u73b0\u8d26\u6237\u6469\u64e6\u3002<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>The Crucial Role of AML Screening in RedotPay: Why You Can\u2019t Afford to Ignore It Anti-Money Laundering (AML) screening is a non-negotiable part of onboarding at modern fintechs like RedotPay. It verifies who\u2019s joining, flags high-risk profiles early, and helps keep the platform\u2014and its users\u2014safe from fraud, sanctions breaches, and illicit finance. What AML Screening [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5287,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[91,71,65,92,67,49,84,89,51,69,90],"class_list":["post-5286","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","tag-adverse-media","tag-aml","tag-compliance","tag-edd","tag-identity-verification","tag-kyc","tag-kyt","tag-pep","tag-redotpay","tag-risk-management","tag-sanctions"],"_links":{"self":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/posts\/5286","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/comments?post=5286"}],"version-history":[{"count":0,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/posts\/5286\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/media\/5287"}],"wp:attachment":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/media?parent=5286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/categories?post=5286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/tags?post=5286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}