{"id":5291,"date":"2025-11-04T11:42:27","date_gmt":"2025-11-04T11:42:27","guid":{"rendered":"https:\/\/www.redotpay.one\/?p=5291"},"modified":"2025-11-16T08:43:07","modified_gmt":"2025-11-16T08:43:07","slug":"%e5%ae%a2%e6%88%b7%e8%b5%84%e4%ba%a7%e9%9a%94%e7%a6%bb","status":"publish","type":"post","link":"https:\/\/www.redotpay.one\/zh\/%e5%ae%a2%e6%88%b7%e8%b5%84%e4%ba%a7%e9%9a%94%e7%a6%bb\/","title":{"rendered":"\u5ba2\u6237\u8d44\u4ea7\u9694\u79bb"},"content":{"rendered":"<h2 class=\"wp-block-heading\">\u5ba2\u6237\u8d44\u4ea7\u9694\u79bb\u7684\u91cd\u8981\u6027\uff1a\u5b83\u5982\u4f55\u4fdd\u969c\u6295\u8d44\u8005\u8d44\u91d1\u5b89\u5168<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.iosco.org\/library\/pubdocs\/pdf\/IOSCOPD671.pdf\" target=\"_blank\" rel=\"noopener\">\u5ba2\u6237\u8d44\u4ea7\u9694\u79bb<\/a> \u4fdd\u969c\u5ba2\u6237\u8d44\u91d1\u5b89\u5168 <strong>\u5206\u79bb<\/strong> \u8d44\u91d1\u6765\u6e90\u4e3a\u516c\u53f8\u81ea\u6709\u8d44\u91d1\u3002\u8fd9\u79cd\u5206\u79bb\u80fd\u5728\u538b\u529b\u4e8b\u4ef6\u4e2d\u4fdd\u62a4\u6295\u8d44\u8005\uff0c\u63d0\u9ad8\u900f\u660e\u5ea6\u548c\u6d41\u52a8\u6027\uff0c\u662f\u2026\u2026\u7684\u57fa\u77f3\u3002 <a href=\"https:\/\/www.mas.gov.sg\/regulation\" target=\"_blank\" rel=\"noopener\">\u76d1\u7ba1\u5408\u89c4<\/a>RedotPay \u901a\u8fc7\u53d7\u76d1\u7ba1\u7684\u6258\u7ba1\u3001\u4fdd\u9669\u548c\u786c\u4ef6\u7ea7\u5bc6\u94a5\u5b89\u5168\u6765\u5f3a\u5316\u8fd9\u4e00\u6807\u51c6\u3002<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/client-asset-segregation.webp\" alt=\"\u5ba2\u6237\u8d44\u4ea7\u9694\u79bb\" class=\"wp-image-5292\" srcset=\"https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/client-asset-segregation.webp 500w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/client-asset-segregation-300x300.webp 300w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/client-asset-segregation-150x150.webp 150w, https:\/\/www.redotpay.one\/wp-content\/uploads\/2025\/10\/client-asset-segregation-12x12.webp 12w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f\u5ba2\u6237\u8d44\u4ea7\u9694\u79bb\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u5ba2\u6237\u8d44\u4ea7\u9694\u79bb<\/strong> \u662f\u6307\u5c06\u7528\u6237\u8d44\u91d1\u5b58\u653e\u5728\u4ee5\u4e0b\u8d26\u6237\u4e2d\u7684\u505a\u6cd5\uff1a <strong>\u73af\u5f62\u56f4\u680f<\/strong> \u4ece\u516c\u53f8\u7684\u8fd0\u8425\u548c\u4e13\u6709\u8d44\u4ea7\u4e2d\u652f\u51fa\u3002\u7b80\u5355\u6765\u8bf4\uff1a\u60a8\u7684\u8d44\u91d1\u4e0d\u4f1a\u4e0e\u516c\u53f8\u7684\u8d44\u91d1\u6df7\u5728\u4e00\u8d77\u3002\u8fd9\u6761\u7b80\u5355\u7684\u89c4\u5219\u6709\u52a9\u4e8e\u4fdd\u62a4\u6295\u8d44\u8005\u6743\u76ca\uff0c\u5e76\u7ef4\u62a4\u6574\u4e2a\u91d1\u878d\u4f53\u7cfb\u7684\u4fe1\u4efb\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u79cd\u65cf\u9694\u79bb\u5f88\u91cd\u8981<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1\uff09\u98ce\u9669\u7f13\u89e3<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9632\u6b62 <strong>\u6df7\u6742<\/strong> \u5e76\u964d\u4f4e\u4e86\u8bef\u7528\u6216\u4e22\u5931\u7684\u53ef\u80fd\u6027\u3002<\/li>\n\n\n\n<li><a href=\"https:\/\/handbook.fca.org.uk\/handbook\/CASS\/\" target=\"_blank\" rel=\"noopener\">\u5982\u679c <strong>\u7834\u4ea7\u6216\u8d44\u4e0d\u62b5\u503a<\/strong><\/a>\u9694\u79bb\u8d44\u4ea7\u66f4\u5bb9\u6613\u8bc6\u522b\u5e76\u8fd4\u8fd8\u7ed9\u5ba2\u6237\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2\uff09\u5173\u952e\u65f6\u523b\u7684\u6d41\u52a8\u6027<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.handbook.fca.org.uk\/handbook\/CASS\/7.15.html\" target=\"_blank\" rel=\"noopener\">\u9694\u79bb\u8d26\u6237<\/a> \u52a0\u5feb\u901f\u5ea6 <strong>\u5c06\u8d44\u91d1\u8fd4\u8fd8\u7ed9\u5ba2\u6237<\/strong> \u5728\u5e02\u573a\u538b\u529b\u6216\u8fd0\u8425\u4e8b\u6545\u671f\u95f4\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3\uff09\u900f\u660e\u5ea6\u548c\u95ee\u8d23\u5236<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6e05\u6670\u8bb0\u5f55\u7269\u54c1\u5f52\u5c5e\u53ef\u4ee5\u964d\u4f4e\u98ce\u9669 <strong>\u672a\u7ecf\u6388\u6743\u7684\u4f7f\u7528<\/strong>.<\/li>\n\n\n\n<li>\u63d0\u9ad8\u5ba1\u8ba1\u53ef\u53ca\u6027\uff0c\u589e\u5f3a\u7528\u6237\u4fe1\u5fc3\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u76d1\u7ba1\u534f\u8c03\u4e0e\u5e02\u573a\u8bda\u4fe1<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8bb8\u591a\u53f8\u6cd5\u7ba1\u8f96\u533a <strong>\u8981\u6c42<\/strong> \u5ba2\u6237\u8d44\u4ea7\u9694\u79bb\uff0c\u4ee5\u6253\u51fb\u91d1\u878d\u72af\u7f6a\u5e76\u4fdd\u62a4\u6d88\u8d39\u8005\u3002<\/li>\n\n\n\n<li>\u5f3a\u6709\u529b\u7684\u9694\u79bb\u3001\u548c\u89e3\u4ee5\u53ca\u7b2c\u4e09\u65b9\u76d1\u7763\u662f\u5173\u952e\u4fe1\u53f7\u3002 <strong>\u826f\u597d\u6cbb\u7406<\/strong> \u548c <strong>\u98ce\u9669\u7ba1\u7406<\/strong>.<\/li>\n\n\n\n<li>\u80fd\u591f\u6b63\u786e\u5904\u7406\u8fd9\u4e2a\u95ee\u9898\u7684\u673a\u6784\u5f80\u5f80\u4f1a\u83b7\u5f97\u66f4\u5f3a\u7684\u6536\u76ca\u3002 <strong>\u58f0\u8a89<\/strong>\u2014\u2014\u4ee5\u53ca\u66f4\u6301\u4e45\u7684\u5ba2\u6237\u5173\u7cfb\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">RedotPay \u7684\u5b89\u5168\u6258\u7ba1\u65b9\u6848<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e3a\u4e86\u52a0\u5f3a\u5bf9\u5ba2\u6237\u8d44\u4ea7\u7684\u9694\u79bb\u548c\u4fdd\u62a4\uff0c <strong>RedotPay\u4e0eCactus\u5408\u4f5c<\/strong>\uff0c\u4e00\u4e2a <strong><a href=\"https:\/\/www.cr.gov.hk\/en\/tcsp\/\" target=\"_blank\" rel=\"noopener\">\u9999\u6e2f\u6301\u724c\u4fe1\u6258\u516c\u53f8<\/a><\/strong>\u63d0\u4f9b\u53d7\u76d1\u7ba1\u7684\u6258\u7ba1\u670d\u52a1\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u4fdd\u9669\uff1a<\/strong> \u6258\u7ba1\u8d44\u4ea7\u53d7\u76ca\u4e8e <a href=\"https:\/\/www.ia.org.hk\/en\/index.html\" target=\"_blank\" rel=\"noopener\"><strong>\u4fdd\u9669\u91d1\u989d\u6700\u9ad8\u53ef\u8fbe5000\u4e07\u7f8e\u5143<\/strong> \uff08\u7531 Cactus \u63d0\u4f9b\uff09<\/a>.<\/li>\n\n\n\n<li><strong>HSM\u5bc6\u94a5\u4fdd\u62a4\uff1a<\/strong> \u6240\u6709\u79c1\u94a5\u90fd\u5b89\u5168\u5730\u4fdd\u5b58\u5728\u2026\u2026 <strong>\u786c\u4ef6\u5b89\u5168\u6a21\u5757\uff08HSM\uff09<\/strong> \u7b26\u5408 <a href=\"https:\/\/csrc.nist.gov\/publications\/detail\/fips\/140\/3\/final\" target=\"_blank\" rel=\"noopener\"><strong>FIPS 140-2 3\u7ea7<\/strong> \u6807\u51c6<\/a>.<\/li>\n\n\n\n<li><strong>\u8fd0\u8425\u5206\u79bb\uff1a<\/strong> \u94b1\u5305\u57fa\u7840\u8bbe\u65bd\u548c\u5361\u7247\/\u652f\u4ed8\u529f\u80fd\u7684\u8bbe\u8ba1\u65e8\u5728\u907f\u514d\u5361\u7247\u64cd\u4f5c\u95ee\u9898\u3002 <strong>\u4e0d\u5f71\u54cd<\/strong> \u7528\u6237\u94b1\u5305\u4e2d\u7684\u5e95\u5c42\u8d44\u4ea7\u3002<\/li>\n\n\n\n<li><strong>\u63a7\u5236\u4e0e\u76d1\u63a7\uff1a<\/strong> <a href=\"https:\/\/www.aicpa-cima.com\/resources\/article\/overview-of-soc-for-service-organizations\" target=\"_blank\" rel=\"noopener\">\u6301\u7eed\u7684\u548c\u89e3<\/a>\u8bbf\u95ee\u63a7\u5236\u548c\u76d1\u63a7\u6709\u52a9\u4e8e\u786e\u4fdd\u8d44\u4ea7\u5b89\u5168\u3002 <strong>\u9002\u5f53\u9694\u79bb<\/strong> \u5e76\u5df2\u8bf4\u660e\u60c5\u51b5\u3002<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u670d\u52a1\u7684\u53ef\u7528\u6027\u548c\u5177\u4f53\u4fdd\u62a4\u63aa\u65bd\u53ef\u80fd\u56e0\u53f8\u6cd5\u7ba1\u8f96\u533a\u548c\u9a8c\u8bc1\u7ea7\u522b\u800c\u5f02\u3002\u8bf7\u52a1\u5fc5\u67e5\u770b\u5e94\u7528\u5185\u6761\u6b3e\u548c\u5b98\u65b9\u58f0\u660e\u3002<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u6295\u8d44\u8005\u7684\u5b9e\u7528\u5efa\u8bae<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u504f\u597d\u4ee5\u4e0b\u5e73\u53f0 <strong>\u5206\u79bb<\/strong> \u5ba2\u6237\u8d44\u4ea7 <strong>\u72ec\u7acb\u7684\uff0c <\/strong><a href=\"https:\/\/www.wolfsberg-principles.com\/guidance\" target=\"_blank\" rel=\"noopener\"><strong>\u53d7\u76d1\u7ba1<\/strong> \u4fdd\u7ba1\u4eba<\/a>.<\/li>\n\n\n\n<li>\u5bfb\u627e <strong>\u4fdd\u9669<\/strong> \u548c <strong>HSM\u7ea7\u5bc6\u94a5\u7ba1\u7406<\/strong> \u4f5c\u4e3a\u989d\u5916\u7684\u4fdd\u62a4\u5c42\u3002<\/li>\n\n\n\n<li>\u6838\u5b9e\u5ba1\u8ba1\u3001\u5bf9\u8d26\u548c\u900f\u660e\u5ea6\u62a5\u544a\u662f\u5426\u662f\u6301\u7eed\u8fdb\u884c\u7684\u5de5\u4f5c\u7684\u4e00\u90e8\u5206\u3002 <strong>\u63a7\u5236\u6846\u67b6<\/strong>.<\/li>\n\n\n\n<li>\u4e86\u89e3\u76d1\u62a4\u6743\u7684\u7ed3\u6784\uff0c\u4ee5\u4fbf\u5904\u7406\u652f\u4ed8\u5361\u4e8b\u4ef6 <strong>\u4e0d\u8981\u9650\u5236<\/strong> \u94b1\u5305\u8bbf\u95ee\u6216\u63d0\u73b0\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u5e38\u95ee\u95ee\u9898<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u9694\u79bb\u5c31\u80fd\u4fdd\u8bc1\u96f6\u98ce\u9669\u5417\uff1f<\/strong><br>\u4efb\u4f55\u7cfb\u7edf\u90fd\u5e76\u975e\u5b8c\u5168\u6ca1\u6709\u98ce\u9669\uff0c\u4f46\u9694\u79bb+\u76d1\u7ba1\u4fdd\u7ba1+\u4fdd\u9669+\u786c\u4ef6\u5b89\u5168\u6a21\u5757\uff08HSM\uff09\u80fd\u63d0\u4f9b\u4e00\u5b9a\u7684\u5b89\u5168\u4fdd\u969c\u3002 <strong>\u663e\u8457\u51cf\u5c11<\/strong> \u4e0d\u5229\u60c5\u666f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4fdd\u9669\u662f\u5982\u4f55\u8fd0\u4f5c\u7684\uff1f<\/strong><br>\u627f\u4fdd\u6761\u6b3e\u56e0\u6258\u7ba1\u4eba\u548c\u4fdd\u5355\u800c\u5f02\u3002\u9650\u989d\uff08\u4f8b\u5982\uff0c\u6700\u9ad8\u53ef\u8fbe <strong>5000\u4e07\u7f8e\u5143<\/strong>\uff09\u5e76\u53d7\u76f8\u5173\u6761\u6b3e\u7ea6\u675f\uff1b\u8bf7\u52a1\u5fc5\u67e5\u9605\u5b98\u65b9\u6587\u4ef6\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u4e3a\u4ec0\u4e48\u786c\u4ef6\u5b89\u5168\u6a21\u5757\uff08HSM\uff09\u5f88\u91cd\u8981\uff1f<\/strong><br>HSM\uff08FIPS 140-2 3 \u7ea7\uff09 <strong>\u9632\u7be1\u6539<\/strong> \u4fdd\u62a4\u79c1\u94a5\uff0c\u663e\u8457\u63d0\u9ad8\u9632\u6b62\u94a5\u5319\u88ab\u76d7\u6216\u6ee5\u7528\u7684\u95e8\u69db\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>The Importance of Client Asset Segregation: How It Safeguards Investor Funds Client asset segregation keeps customer funds separate from a company\u2019s own money. This separation protects investors in stress events, improves transparency and liquidity, and is a cornerstone of regulatory compliance. RedotPay reinforces this standard through regulated custody, insurance coverage, and hardware-level key security. What [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5292,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[94,65,87,96,74,85,95,93,51,69,97],"class_list":["post-5291","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-learn","tag-client-asset-segregation","tag-compliance","tag-custody","tag-fips-140-2","tag-hong-kong-2","tag-hsm","tag-insurance","tag-investor-protection","tag-redotpay","tag-risk-management","tag-trust-company"],"_links":{"self":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/posts\/5291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/comments?post=5291"}],"version-history":[{"count":0,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/posts\/5291\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/media\/5292"}],"wp:attachment":[{"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/media?parent=5291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/categories?post=5291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.redotpay.one\/zh\/wp-json\/wp\/v2\/tags?post=5291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}